Investment Representative 

As the president and owner of Harvest Wealth Management, Scott understands the importance of providing excellent financial planning advice. With his experience and team, he is committed to maintaining the reputation of HWM as a world-class wealth management organization. He is especially strong in estate planning, helping clients navigate complex decisions with clarity and confidence.

Scott was born and raised in the Annapolis Valley, giving him a strong understanding of the needs and values of clients. After graduating from Acadia University with a Bachelor of Business Administration (BBA), he began his career at London Life Insurance in 1999, working alongside his mentor, Stephen Healy. In 2012, Scott launched Nichols Wealth Management, which has since evolved into Harvest Wealth Management. Over the years, he has expanded the firm’s reach through several acquisitions, including Healy Legacy Group in 2016, White Cliff Asset Management Inc. in 2019, and SLH Benefits Inc. in 2023.

Scott has continued to advance his expertise by earning his Certified Financial Planner (CFP), Certified Executor Advisor (CEA), and Elder Planning Counselor (EPC) designations. He loves living in the Valley and spends his spare time with his wife and children, watching their sporting events, golfing occasionally, or working on home improvement projects.

To meet with Scott, you may email his Marketing Associate at ajones@harvestwealth.ca

Megan was born and raised in Bridgetown, NS. After high school, she moved to Alberta where she completed her degree before returning to Nova Scotia to pursue career opportunities. Megan discovered a perfect fit with Harvest Wealth Management—a place where she could share her passion for educating families about their financial well-being.

With over 10 years of experience in the financial services industry, Megan’s outgoing and compassionate personality helps put clients at ease. She is actively involved in local schools and passionate about physical health. Outside of work, you can often find her at the soccer field, the hockey rink, or spending time with her three children.

To meet with Megan, you may email her Marketing Associate at bpotter@harvestwealth.ca.

Fred enjoys helping our clients meet their retirement goals so they can spend time doing what they enjoy. Fred graduated from NSCC with a diploma in accounting and has worked in the financial industry for 49 years. Born and raised in the valley Fred now lives in New Minas with his wife, Rosalie. When Fred’s not in the office you’ll find him spending time with his family, travelling and golfing.

To meet with Fred you may contact his Marketing Associate at mrainsforth@harvestwealth.ca

Pam is passionate and motivated to make a difference in the lives of her clients by taking the time to understand their personal and business financial goals, concerns, and needs. Her focus is to ensure you are informed and empowered to make the best decisions when it comes to your financial future.

Born and raised in Coldbrook, Pam began her career in the banking industry in Kentville, gaining valuable experience before moving to Halifax to further her career. After 21 successful years in banking, she transitioned to London Life (now Canada Life) as a Financial Security Advisor and became dually licensed in both mutual funds and insurance.

Returning to the Annapolis Valley allowed Pam to reconnect with her roots and join the Harvest Wealth team, where she has now been a valued member for over six years. She continues to build strong client relationships and provide sound financial guidance across Nova Scotia.

Outside the office, Pam enjoys spending time with family and friends and has a deep appreciation for the outdoors.

Ready to take the next step in your financial journey?
To meet with Pam, you may email her Marketing Associate at mrainsforth@harvestwealth.ca

Cynthia was born and raised in the Annapolis Valley, Nova Scotia, and brings a deep sense of community and care to her work as a Financial Security Advisor. After earning her diploma in Financial Services from Nova Scotia Community College, she found her professional home at Harvest Wealth Management, where she helps clients build confidence in their financial future.

Cynthia is passionate about guiding both young families and retirees through the important decisions that shape their lives—whether it’s saving for a child’s education, navigating life insurance, or preparing for a comfortable and secure retirement. She takes pride in simplifying complex topics so her clients feel informed, supported, and empowered every step of the way.

Outside of work, Cynthia is actively involved in her local community—volunteering with youth sports and the fire hall. She’s also passionate about physical health and family life. When not in the office, you’ll often find her at the soccer field, out on the lake, or enjoying quiet moments with a book alongside her husband and two children.

To meet with Cynthia, you may email her Marketing Associate at bpotter@harvestwealth.ca.

Alex Mosher is a proud Kentville native with a deep appreciation for the Annapolis Valley and the sense of community it offers. A graduate of Acadia University with a Bachelor of Business Administration, Alex combines his business background with a passion for helping clients achieve financial peace of mind.

As a Financial Security Advisor at Harvest Wealth Management, Alex works closely with individuals and families to create personalized plans that align with their goals and values. Known for his approachable nature and dedication to lifelong learning, he is committed to building strong relationships and guiding clients through every stage of their financial journey.

Outside of work, Alex enjoys golfing, playing hockey, and spending quality time with his family and friends.
Contact Info: amosher@harvestwealth.ca